Is neutering or de-sexing covered by pet insurance?

De-sexing a dog or cat is one of the most common vet procedures in Australia.

As de-sexing is optional for pet owners it is not usually covered by pet insurance. However, with our best insurance plan, comprehensive cover with the extra Routine Care option, we will contribute $70 Annual Benefit towards the cost of de-sexing your pet.

For a monthly premium of $10.96 Routine Care gives you additional annual benefits of up to $165 towards regular preventative vet treatments:

  • $30 – Vaccinations or health check
  • $10 – Heartworm test or blood screen
  • $10 – FeLv/Fiv test or urinalysis
  • $45 – Flea /tick/worm control
  • $70 for one of the following services: de-sexing, microchipping, heartworm preventative medication, teeth cleaning, council registration fees, alternative therapies, prescription diets, de-clawing or cremation / burial.
1300 Insurance's Pet Protect offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) underwritten by The Hollard Insurance Company Pty Ltd (AFSL 241436), and administered by PetSure (Australia) Pty Ltd (AFSL 420183). The information on our website, our brochures and other documentation is of a general nature only and does not take into account your personal financial situation, needs or objectives. Therefore before you decide to buy this product it is important that you read the Product Disclosure Statement and Financial Services Guide to make sure the product is appropriate for your needs. The Target Market Determination document can be found here.