Home and Contents Insurance

Cover for your buildings and contents
Protection against theft, fire and storm
Save up to 10%^1,2 when you combine home and contents insurance together on the same policy¹

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Not sure which plan to choose?

Home & Contents Insurance

Your home is more than a house – it’s your way of life. You may want your home and your possessions insured in case of an insured event. Home and contents insurance has a range of features and benefits designed to suit customers with different needs.

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Home Insurance

You’ve worked hard to earn your home, and you want to keep it safe. If something goes wrong the cost of repairs or rebuilding could go far beyond your budget. Home insurance can cover your building and certain permanent features of your property and has a range of features and benefits designed to suit customers with different needs.

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Contents Insurance

Whether or not you own your home, your possessions inside it are precious and valuable. If your house was burgled, damaged or destroyed you could lose everything you own. Contents insurance can help you to insure the things you keep in your home and your garden against theft, fire or storm.

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Renter’s Insurance

Even if you don’t own your home, the possessions you keep inside it are treasured and valuable. With renter’s insurance it’s easy to protect your precious belongings from loss or damage due to events like theft, fire and storm. You’ll even get protection for use of your lost or stolen credit cards³.

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Landlord Insurance

Landlord insurance is designed to help you protect your investment property and the income it provides. Get cover against a range of events, plus legal liability cover and the option to add cover for rent default and theft by tenants.

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Why choose home and contents insurance through 1300 Insurance

Cover for your property

We understand that your home is important to you. That’s why we have partnered with Allianz to provide home and contents insurance for our customers. Home and contents insurance provides cover for the buildings and fixtures on your property, as well as the possessions you keep in your home.

Amazing benefits

Home and contents, renter’s and landlord’s insurance are packed with great features including legal liability cover.

Different levels of cover to choose from

For home and contents and renter’s insurance, you can choose from different levels of cover to meet your needs and your budget. You can even add optional extras for even broader cover.

Fast online application

It is quick and easy to apply for home and contents, renter’s or landlord insurance through 1300 Insurance. Get a quote and apply for cover online to protect your home and the things you love.

1300 Insurance Pty Ltd ABN 50 124 845 727 AR Number 327609 is authorised to arrange and provide written general advice on this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. We will also receive a percentage of the profit which exceeds the profit threshold on Home (excluding flood), Landlord (excluding flood), Motor, Caravan and Trailer and Commercial policies referred by us to Allianz (or renewed with Allianz) in each calendar year, provided that the relevant premium threshold is met. From 1 September 2018, we will also receive an annual marketing allowance from Allianz for promoting its products. This is calculated as a percentage of the premium on Home, Landlord, Motor, Caravan and Trailer and Commercial policies referred by us to Allianz in the previous 12-month period. Ask us for more details before we provide you with services.

¹ Minimum premiums may apply. If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means the effect of applying any subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. No discounts are applied to optional cover; Domestic Workers Compensation (if available and selected). Any discounts/entitlements may be subject to rounding and only apply to the extent that any minimum premium is not reached. Minimum premiums may apply.

² A discount of up to 10% for combining Buildings and Contents covers on the one policy is be applied for Building and Contents, Motor Burnout and Accidental Damage where you have selected these covers, but, not for applied to your Flood premium or Portable Contents cover. (if selected). Allianz applies discounts to your premium in a predetermined order. This means the effect of applying any subsequent discounts will be reduced. Discounts do not apply to taxes or government charges. Any discounts may be subject to rounding. Minimum premiums may apply.

³Applicable only when you have contents cover. Up to $2500 for any one occurrence of loss or theft of one or more of your cards. You must have complied with the conditions under which your card was issued before we will pay you under this benefit. No excess will apply.